Privacy Policy

1. Introduction

Welcome to Zedger. Zedger ("we," "our," or "us") is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services (collectively, the "Service").

By using Zedger, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our Service.

2. Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you use our Service.

2.1 Information You Provide

• Account Information: When you create an account, we collect your phone number, name, and email address.
• Profile Information: You may choose to add a profile picture to personalize your account.
• Expense Data: Information about shared expenses, payments, settlements, and ledger books you create or participate in.
• Communications: When you contact us for support or feedback, we collect the information you provide in those communications.

2.2 Information Collected Automatically

• Device Information: Device type, operating system, unique device identifiers, and mobile network information.
• Push Notification Tokens: To deliver notifications about your shared expenses and account activity.
• Usage Data: Information about how you interact with our Service, including features used and actions taken.

3. Device Permissions

Zedger may request the following device permissions:

3.1 Camera Access

We request camera access to allow you to take photos of receipts and capture profile pictures. Photos are only captured when you explicitly choose to use this feature. We do not access your camera in the background or without your active participation.

3.2 Photo Library Access

We may request access to your photo library to allow you to select existing photos for receipts or profile pictures. We only access photos you specifically select.

3.3 Notifications

We request permission to send push notifications to keep you informed about expense updates, payment reminders, and activity in your shared ledger books.

4. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our Service
• To create and manage your account
• To process and track shared expenses and settlements
• To send you notifications about activity in your ledger books
• To respond to your comments, questions, and support requests
• To detect, prevent, and address technical issues and security threats
• To analyze usage patterns and improve user experience
• To comply with legal obligations

5. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

5.1 With Other Users

When you participate in shared ledger books, your name, profile picture, and expense information will be visible to other members of that book.

5.2 Service Providers

We may share information with third-party service providers who perform services on our behalf, such as cloud hosting, analytics, and customer support.

5.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities.

6. Third-Party Services

Our Service uses the following third-party services:

• Firebase (Google): For authentication, database, and push notifications. Please refer to Google's Privacy Policy.
• Analytics Services: To understand how users interact with our app and improve our Service.

7. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your data is transmitted using secure encryption (HTTPS/TLS) and stored on protected servers. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our Service. You may request deletion of your account and associated data at any time by contacting us. We may retain certain information as required by law or for legitimate business purposes.

9. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete information.
• Deletion: Request deletion of your personal information.
• Data Portability: Request a copy of your data in a machine-readable format.
• Opt-out: Opt out of receiving promotional communications.
• Withdraw Consent: Withdraw consent for processing where consent is the legal basis.

To exercise these rights, please contact us using the information provided below.

10. Children's Privacy

Our Service is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will take steps to delete such information.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We take appropriate safeguards to ensure that your personal information remains protected.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes. Changes are effective when they are posted on this page.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at: